Relationship Capital

Relationship Capital Theres a term I started using after talking with a Keith Ferrazzi employee a year or two ago: Relationship Capital. When I talk about Relationship Capital I am referring to the capital I am building up in that relationship.   It comes from nurturing individual relationships.   People might be referring to the level of TRUST they have with a contact when they talk about relationship capital. I do not think of relationship capital as something I need to get a return on in other words, if I have an investment I want to get a return on my money invested. With relationship capital I develop relationships so that I can add more value to the relationships or, if needed, they can add value to me.   I think a one-to-one comparison with any other investment, especially where you will take you investment off the table if it doesnt give you the ROI you want, is not fair.   If you think of your relationships that way they will probably seem one-sided or fake. Building relationship capital is deeper than that. However, understand that one day I might want to take a draw on that relationship capital, which might mean i ask for a favor, or an introduction, or something like that. Tomorrow I have a post that I talk about networking and using relationship capital. Have you heard of, or do you refer to, relationship capital?   Perhaps an almost-good-enough phrase to describe something we all need to be working on. Relationship Capital Theres a term I started using after talking with a Keith Ferrazzi employee a year or two ago: Relationship Capital. When I talk about Relationship Capital I am referring to the capital I am building up in that relationship.   It comes from nurturing individual relationships.   People might be referring to the level of TRUST they have with a contact when they talk about relationship capital. I do not think of relationship capital as something I need to get a return on in other words, if I have an investment I want to get a return on my money invested. With relationship capital I develop relationships so that I can add more value to the relationships or, if needed, they can add value to me.   I think a one-to-one comparison with any other investment, especially where you will take you investment off the table if it doesnt give you the ROI you want, is not fair.   If you think of your relationships that way they will probably seem one-sided or fake. Building relationship capital is deeper than that. However, understand that one day I might want to take a draw on that relationship capital, which might mean i ask for a favor, or an introduction, or something like that. Tomorrow I have a post that I talk about networking and using relationship capital. Have you heard of, or do you refer to, relationship capital?   Perhaps an almost-good-enough phrase to describe something we all need to be working on. Relationship Capital Theres a term I started using after talking with a Keith Ferrazzi employee a year or two ago: Relationship Capital. When I talk about Relationship Capital I am referring to the capital I am building up in that relationship.   It comes from nurturing individual relationships.   People might be referring to the level of TRUST they have with a contact when they talk about relationship capital. I do not think of relationship capital as something I need to get a return on in other words, if I have an investment I want to get a return on my money invested. With relationship capital I develop relationships so that I can add more value to the relationships or, if needed, they can add value to me.   I think a one-to-one comparison with any other investment, especially where you will take you investment off the table if it doesnt give you the ROI you want, is not fair.   If you think of your relationships that way they will probably seem one-sided or fake. Building relationship capital is deeper than that. However, understand that one day I might want to take a draw on that relationship capital, which might mean i ask for a favor, or an introduction, or something like that. Tomorrow I have a post that I talk about networking and using relationship capital. Have you heard of, or do you refer to, relationship capital?   Perhaps an almost-good-enough phrase to describe something we all need to be working on. Relationship Capital Theres a term I started using after talking with a Keith Ferrazzi employee a year or two ago: Relationship Capital. When I talk about Relationship Capital I am referring to the capital I am building up in that relationship.   It comes from nurturing individual relationships.   People might be referring to the level of TRUST they have with a contact when they talk about relationship capital. I do not think of relationship capital as something I need to get a return on in other words, if I have an investment I want to get a return on my money invested. With relationship capital I develop relationships so that I can add more value to the relationships or, if needed, they can add value to me.   I think a one-to-one comparison with any other investment, especially where you will take you investment off the table if it doesnt give you the ROI you want, is not fair.   If you think of your relationships that way they will probably seem one-sided or fake. Building relationship capital is deeper than that. However, understand that one day I might want to take a draw on that relationship capital, which might mean i ask for a favor, or an introduction, or something like that. Tomorrow I have a post that I talk about networking and using relationship capital. Have you heard of, or do you refer to, relationship capital?   Perhaps an almost-good-enough phrase to describe something we all need to be working on.

NJ Resume Writing Solutions: How to Find Professional NJ Resume Writing Solutions

NJ Resume Writing Solutions: How to Find Professional NJ Resume Writing SolutionsWhen it comes to a resume writing solutions, there are a number of websites that can help with the process. However, when using the internet, you must take care to be careful about what sites are legitimate and which ones aren't. These three factors need to be taken into consideration when choosing where to get your NJ resume writing solutions.The first thing that needs to be done is making sure that the website you are going to use has a reliable way to contact them. They must be able to provide contact information for the author and have ways to email you back. Most of the time, these types of sites are associated with a school or a company. This is a good way to know that you are dealing with a legit company.The second factor to consider is whether or not the website is affiliated with any colleges or universities. These are the organizations that are often recommended to businesses to send applicatio ns to. It will give them a list of the specific programs they have to offer. Although, if the site is associated with no educational institution, this may lead you to be put on a list of generic jobs or may result in you not being contacted at all.The third thing to look for when checking out a website is a way to learn about the writer. You can usually do this by looking at some of the testimonials they may have. If a company has many happy clients, you should feel comfortable making use of their services. This will also eliminate the possibility of you getting scammed.Now, what can you do about finding these websites? One option is to look in the yellow pages and ask someone who works in human resources. Another option is to check out the yellow pages and call all of the places listed. Another option is to go to the internet and use a search engine.You need to make sure that you find a place that offers specific jobs in NJ that match your needs. For example, if you are a stay-at-h ome parent, you will want to be sure that they have employment opportunities for stay-at-home moms. You need to keep in mind, though, that the requirements needed in order to apply for the jobs vary depending on the company.One more thing that you may want to consider is how you would like to receive your NJ resume writing solutions. Some sites offer you free submission, while others allow you to pay a fee before your job is filled. Make sure that you understand what the fees are before you pay. You don't want to sign up for something only to find out later that it isn't what you had hoped for.When you are going through the process of writing a NJ resume, you will be able to see that it takes time and that it is more than just writing one resume. There are many steps involved in creating a professional looking document. Hopefully, you will be able to use these NJ resume writing solutions to improve your chances of getting the job that you want.

10 Money Management Tips for Newly Employed Millennials - Classy Career Girl

10 Money Management Tips for Newly Employed Millennials If youre a millennial who just landed your first real job, first of all, congratulations! Youre probably excited about your first paycheck, and the next paycheck, and every paycheck after it. You may already have a long list of things to buy. From the iPhone 8 to the new ABH Aurora palette, its super easy to get distracted from saving money. Additionally, the pressure to be in is really epidemic to millennials, especially now that our whole lives are basically streamed over Instagram. Although our generation is more educated than any generation before us, were still confronted with bigger problems like economic indecision, job insecurity, and student debt. Thats the very reason why we need to learn to manage our finances as early as possible. According to statistics, 62 percent of millennials under 30 say they are experiencing some financial stress, and another 15 percent say that they are facing a high level of financial stress. Additionally, only 20% of millennials think that they can retire at the age of 65, which means that they dont feel financially stable enough to prepare for that. Think about it this way: 4 out of 5 millennials dont think theyll be able to retire by 65, and 7 out of 10 are under moderate to severe financial stress. But there are ways to manage your finances and not stress out so much at the same time. Here are 10 tips to do that! 1. Place Your Money Somewhere Where It Will Grow On Its Own Old adage states that money is a bad leader, but a good follower. Its a great mantra for those who want to save. Dont work too much for your money. Let your money work for you. You can do that by putting your dough somewhere you can earn passive income on. Some put their money in banks, but while it is important to have money that you can get quickly for emergency purposes, your money wont grow there. Instead, the value will just diminish from inflation. Try investing your extra money elsewhere, like UITF, government bonds, and the stock market. 2. Live a Frugal Lifestyle Not trying to call anyone out or anything, but whether youre conscious of it or not, theres definitely pressure among millennials to live an expensive lifestyle. This may be influenced by your environment or home upbringing. Remember that theres a lot of time for you to live the extravagant life that you want, but right now is the time to be financially stable so you can have the life you want in the future without debt.  Living a frugal lifestyle isn’t so bad after all; there’s even news that millennials are home longer and are more frugal than Gen X. We see that the trend towards wiser and frugal financial decisions are on the rise and thats a good trend to follow! 3. Ponder Your Priorities Prioritize your interests. Think about what you really want. For instance, if you love to go places and travel, spend your money on a trip. Even if upgrading something you already have is the same price as your next journey, spending your money on the things you love will eventually be more valuable than the iPhone 8 coming out next week. 4. Don’t Hop The Bandwagon If everyone is buying new stuff and traveling everywhere, youll probably find it difficult not to do the same. However, youre in a different situation and have different priorities. Right now, you should really be determined to save money because it is really easy to spend money. Discipline is necessary. It may be hard at first, but it will bear fruitful results at the end. 5. Use 50-30-20 Plan In saving, a good principle is allotting an exact amount to save monthly rather than saving what’s left after expenses. An effective way to do this is a 50-30-20 method. 50 percent of your salary or income should go to your daily expenses and needs, 30 percent will be for yourself and your interests, and the other 20 percent is saved for your future. [RELATED: Why Millennials Are Better With Money] 6. Establish an Emergency Fund Since you are still young, youre probably still healthy and fit. In other words, youre probably not thinking about alternative reserves for your health and other related emergency incidents. But today is the best time to set aside a portion of your income to have an emergency fund so when there is a sudden and unexpected need, you have something to spend. 7. Track Your Credit Score Some may say a good credit score is the spice of life (sorta). Keeping a good credit score can help maximize your finances when theres an urgent situation and your emergency fund isnt enough. You can keep a healthy score by paying your bills on time, not maxing out all your credit cards (or at least paying them back on time), and keeping your old credit cards open. There are tools online that you can use to monitor your credit score (sometimes for free!). 8. Run Your Finances Like You Run Your Social Life We know you have some form of social media. You may even have a separate email for it (like a junk email you use to register for websites so your regular inbox isnt flooded with notifications from Facebook). To stay organized on your finances, the same should be done. Make a separate email and calendar for your finances. This way you can avoid missing payments and find financial deadlines more conveniently. 9. Understand Your Taxes They say there are only two things you cant escape: death and taxes. Since there are no ways to escape taxes, its best to understand it. This may be the least fun thing you ever do, but the more you comprehend what you pay, the better youll be able to take full advantage of it. You dont have to know everything about your taxes, but you should at least know the basics of it so you dont have a problem with it in the future. 10. Start Saving For Long-Term Goals As a millennial who is just starting to earn your own money, you might be easily blinded by short term goals and extravagant things. But if you want financial success, you should start thinking about your long-term plans. Even if the things youre buying are small (like the XL size passion fruit green tea with double boba at a promotional price of only $4.99 at your local 85 ° C), the expenses add up after awhile. Make a list of the things you really want to do in the future (like, way far in the future). Think about settling down and having your own house and car. Traveling around the world in the future. Or starting your own business so you can retire early. Reflect on it when youre tempted to spend money on things you dont need.

Anonymous Rage - Personal Branding Blog - Stand Out In Your Career

Anonymous Rage - Personal Branding Blog - Stand Out In Your Career Digital anger happens to everyone. Whether blindsided by a rude comment or engaged in a chat that quickly heats up, there is no evading the feeling of wanting to yell at your inanimate screen before throwing it on the floor. Unfortunately, breaking your screen wont erase the rage now bubbling inside you. The message remains and with it, your reputation’s future, for better or for worse. Due to such an inevitability, the best armor you can give yourself is learning how to deal with this situation as well as knowing how to contain the problem if you let your rage-filled typing get the better of you. Take a Minute and Breathe Deep Whether youve cussed out the little brat that insulted your family or youve been staring in utter disbelief at the quality of the insult flung your way, breathe. Just breathe in deeply and exhale slowly. Better yet, get out of your computer chair, put down your phone and go outside. Take a walk. Dont put yourself anywhere near a device that gives you the power to respond. When youve been called out either correctly or incorrectly, you need to contain the rage to the privacy of your own inner turmoil, and this means only tackling a response when youre in a calm, collected mindset. Exercise, even as simple as a quick walk around the block, gets your breathing regulated and fills your body with higher levels of dopamine, the chemical that makes you feel positive. Once this little burst of regulation is achieved, you can go back to the issue at hand knowing you can now look at it for what it is. Figure Out What It Is Is it a critique? An insult? A poorly worded response? Figuring this out allows you to steer the direction of your response. If you did have a moment of rage that made its way online, immediately apologize for your rude behavior. This is a simple way to acknowledge that how you reacted was in poor taste and lets you take responsibility for your reaction. Following the apology, respond to the text that really got you mad in the first place. Exactly how you answer really depends on you and not who the other person is. Just because it might be some 13-year-old troll doesnt mean they deserve any less respect than an adult trying the same thing. In fact, respect is how you stop the flow of hatred altogether. People tend to back off when they realize they wont get any more angry responses. A good response is usually one that thanks them for their time sending you what they did and explaining why it either helps or doesnt. If what was sent was offensive, ask them politely to not contact you again and block them. Things to Remember On the internet, no one can see your emotions behind the words. A full two-thirds of our complex means of communication is gone when we interact with people across social media, emails and chat. Thats why its important you retain your calm and keep any digital anger outbursts to a complete minimum. What someone types as a joke but is interpreted by you as an offense can quickly snowball into a destroyed relationship if youre not willing to take a step back and truly analyze the situation before responding. If thats not enough, remember that everything you do and say on the internet has been saved somewhere. Even if you go to recall a message or delete a tweet, the evidence is there. Keep responding negatively, and it will resurface as the internet continually reminds everyone that you’re a jerk. Just look at whats happening with Donald Trump at the moment. Instead of addressing his immigration statements in a mature fashion on Twitter, he is going out of his way to insult those upset with his comment. This has led to nothing but more fuel for the fire and a large number of corporations pulling away from his empire. Everyone faces digital anger at some point. Though its not unavoidable, you have complete control over how you react to such situations. Be mindful of this because if you always put your best foot forward, you will easily become a highly respected figure that others will trust over those that have moments.

Types of Resumes That You Can Consider Writing When You Are Looking For a Job in the Field of Finance

Types of Resumes That You Can Consider Writing When You Are Looking For a Job in the Field of FinanceWriting a resume for finance can be difficult. A lot of times, the applicant finds himself confused with all the information that he has to put down on the page. He ends up with a muddled expression that makes him doubt himself as to how he is going to finish up his application.It is very important to remember that there are several types of resumes that you can choose from. There are short, long and customized ones. To have a clear understanding of how to start writing a resume for finance, you must know the types of resume available and which one will suit your purpose.First, there is the standard resume. It is basically the first type of resume that you should consider writing when you are looking for a job in the field of finance. This type of resume is comprised of the name, address, contact number, contact person, work history, company contact number, work history, educational h istory, and years of work experience. It is basically a summary of the main facts that will help you get your resume noticed.Second, you can consider doing a hybrid or executive resume. This type of resume is used when the applicant is already in the field of finance and needs to switch fields. In this case, you can choose the kind of resume you want. It can either be a standard resume or an executive resume.Third, there is a graduate level resume. It is used when the applicant has attained the undergraduate degree. There are two types of graduate level resumes, one is a capstone type that describes what the major is, while the other is a biography type that helps describe the background and achievements of the applicant. This type of resume is usually used to help in the selection of the applicant.Fourth, there is the senior level resume. This type of resume is used for those who have attained the Master's degree in finance. It explains about the major that the applicant has chosen and the additional courses that he has taken in finance. This resume is mostly used by financial firms and banks when they are looking for a prospective candidate.The fifth type of resume is the financial training resume. This type of resume is very good because it is useful for the applicant to be able to learn some business skills and to build up business experience before going for the next level.So, these are the types of resumes that you can consider writing when you are looking for a job in the field of finance. There are different kinds of resumes that you can write depending on the job that you are applying for.

Interviewing is an Exchange of Information

Interviewing is an Exchange of Information Your job interview isnt an interrogation. It is simply an exchange of information! Relax and prepare so youll feel comfortably confident! Dont stress over your job interview. Instead, focus on what you can do to feel confident. It starts with knowing that the interview is an exchange of information. This is what I mean. The company wants to know about your background and qualifications and just as importantly, you want to know about the details of the job and the people youll be working with. Preparing for an interview is so much more than just worrying about the answers youll give. You will want to research  the people you will be interviewing with, learn about the company, who their clients are, and so much more. Heres the bottom line. The more information you have and the more prepared you are, the more confident you will appear! Dont you want to be perceived as the strongest candidate? Well, that can happen if you follow the recommendations below. Develop Your Answers Developing your STAR stories for the interview is probably one of the most important things you can do!   Review the job responsibilities and develop a story that addresses each point.   You will also want to develop answers to common job interview questions.   To learn more go to Pre Interview Prep Develop Your Questions Asking smart, relevant questions throughout the interview gives you the chance to show what you know about  the company, which conveys your interest in them. Develop questions you would like  answered about the company, the department, and the position.   This should help get you started, but be sure to modify and create your own.   Interview Questions YOU Can Ask   More questions for you to explore the culture of an organization are within this post:   Interviewing is a Fact-Finding Mission, Not an Interrogation Dont Think, Do Practicing your answers out loud is actually more effective than practicing them in your head, read why.   Practice Your Interview Answers Out Loud ALWAYS Send a Thank You I realize that may sound  obvious to some, but not everyone does it.   Whether typed or handwritten, emailed or snail mailed, Thank You Goes a Long Way. Evaluate What Went Well and What You Could Improve Think about the interview objectively and preferably immediately after it is over.   Answer the questions in this post:   Pay Attention to the Red Flags. Want more interviewing help? Get your copy of Do I Want This Job

How To Build a Better Bio

How To Build a Better Bio To build a better bio, one that’s not over the top but isn’t ho-hum either, is a dilemma  for many job seekers. The thing is, you don’t want to  sound like a braggart, and yet you don’t want people to under-estimate your qualifications or credibility either. Writing a bio is both an art and a science. These suggestions will help you find just the right blend of interesting, intriguing, promotional, and truthful. Consider Your Audience Who will be reading to your bio and what do you want them to remember about you? If you are presenting at a conference or event, consider the attendees’ interests and be sure that your written bio highlights information that is relevant, memorable and builds credibility. Is your target audience contemporary, traditional, creative, or conservative? You will want your bio’s style to appeal to their style as well.   Look To Others For Inspiration Starting from a blank sheet of paper can be intimidating. Here are some places to start getting ideas: Search LinkedIn Take a look at the speaker bios from conferences Pay attention to author/blogger bios One word of caution- if everyone in your industry is writing long, seemingly boring bios, you may not want to buck the trend. For some creative ideas to jazz your bio up a bit, try reading the bios of marketing professionals, celebrities, startup founders, authors, or other big names. These bios are often professionally crafted or the people writing them have creative writing skills. No two people are alike, it is therefore highly inadvisable to lift someone else’s information. Do not plagerize! Quick Tip: Enlist the help of someone who can objectively edit/wordsmith your bio! Brainstorm Answers to These Questions Before you start agonizing over every word, jot down the answers to these questions: What are your 2-3 most important qualifications? What makes you tick? (What inspires/motivates you?) What problems are you good at solving Who benefits from your work (who is your ideal target audience)? What is one major success? What got you where you are today? What words have others used to describe you? What keywords do you want to be associated with?   Brainstorming the answers to these questions can help you decide what is important for you to include and focus in on. You may not use all of this information, but perhaps thinking the answers through will offer you greater insight. Quick Tip: Remember to use the information your audience will feel is most important first. The Long and Short Versions You don’t need to include your entire work history. Most people will never read your full bio if it is too long. There is a fine line here between divulging too much information and establishing trust by providing enough information for people to feel they know you. So what is the ideal length? There is a growing trend towards shorter bios. Some online bios limit the number of characters you can use, such as Twitter, to 160 characters. In these instances, you must shorten your bio using the most valuable keywords. Quick Tip: Having a longer version and a shorter version saves you time. More Advice Use the right keywords to focus your message. Update all your social profiles (LinkedIn, Twitter, and Facebook), gear your message toward the people you want to reach on each platform. Social networking profiles increasingly include  the words “I,” “me,” and “my”, rather than the stuffy third-person. Use the same version of your name across all bios for improved search engine results. Add a fun fact about you to grab attention. Always include contact information and links to the most prominent social networks. Also use the same headshot across multiple social media platforms so people will recognize you. What Now? Begin updating your online profiles. Any place you have the opportunity to post your bio, do it! Update your LinkedIn About section.  What To Put In Your LinkedIn About/Summary Section Don’t forget to include the bio in your about section on Facebook.  Prepare Your Facebook Profile For Job Search Instagram is another place you can optimize your bio:  How To Use Instagram for Job Search When you use the same wording consistently, it improves your ability to build an online presence.   Use this cheat sheet to create bios across social media channels. Thanks to  Unbounce for this helpful reference sheet. Quick Tip:  To see a full list of social profiles and whether you own your name, check these two sites:  Namechk.com  and  Knowem.com. Taking Your Bio One Step Further Do you have an About.me page? This is a free virtual placeholder and gives you a web presence plus the opportunity to educate visitors on who you are. It allows you to include links so people can learn even more about you. You can learn more about about.me here. This post adapted from an original post on US News World Report On Careers